Archive for the ‘Landscaping’ Category

Lerner’s Reading List For Garden Design 101

When it’s time to rest from weeding and watering, consider some books on landscaping that will educate you about planting techniques, what to install and how to design.

“Bringing Nature Home” by Douglas W.  Hillside Landscaping  Tallamy provides the rationale behind the use of native plants, a concept that has rapidly been gaining momentum in North America and elsewhere. The impact on our environment is huge. Within the food web, according to Tallamy, “count all the terrestrial bird species in North America that rely on insects and other arthropods to feed their young, you would find that figure to be about 96 percent.”

All animals, including humans, depend on insects that have the ability to transfer energy in plants into a form that can be eaten by animals. Insects count on indigenous plants for food and habitat. Without them, the bugs become extinct, and wildlife that depends on them soon follows. Biodiversity is critical if we are to preserve balance in the environment. Hillside Landscaping  This 288-page hardcover offers 308 color photographs. I am not a purist about native plants but have advocated the use of them.

Tags: , , , , ,
0

Tuesday, July 1st, 2008

All Fixed Income Investments Come With Risks

Investors relying on fixed income investments for income have been hit with the double whammy of rising inflation and lower interest rates. In the search for higher income, they often overlook the many risks associated with fixed income investments.

The Wall Street Journal recently ran a story about a Philadelphia mortgage lender, American Business Financial Services Inc. The company raised capital for lending by touting a “24 month investment yielding 9.14 percent annually” in newspaper and direct mail ads,Landscaping at a time when the two-year Treasury notes were paying 3 percent.

For additional capital, ABFS also securitized their mortgage loans and sold them off to investment banks. When mortgagees began to refinance, the loans were paid off and ABFS found itself owing both its noteholders and the investment banks. By January 2005, ABFS was out of money and forced into bankruptcy. The noteholders ended up with nothing.

The lesson we can draw from this vignette: All fixed-income investments carry some sort of risk, and investors must be able to recognize the risks when lending their money.

The most common risk, and most easily understood,Landscaping is the risk of not being paid back. Is the lender reputable? How strong is its balance sheet? Does the lender have a viable business that will earn the money to pay back the loan on time? Is the lender’s business in an industry that is stable?

As is typical of most corporate loans, the ABSF notes were not secured by collateral. Investors had to rely strictly on the creditworthiness of the borrower. Creditworthiness of corporations, banks and governments can be checked through one or more of the seven reporting agencies that provide business and government credit reports.

Moody’s and Standard & Poor’s are the most commonly quoted reporting agencies. Both use a letter system to rate borrowers. Their respective highest ratings are Aaa or AAA. Ratings lower than Baa or BBB are considered speculative and not investment grade.

Some municipal bonds may be insured for repayment of principle and interest, offering a higher degree of safety for the investor. Bank deposits are also protected up to $100,000 per depositor by the Federal Deposit Insurance Corp. (FDIC).

Finally, in the event of bankruptcy, bond holders have preference over stock holders when it comes to the assets. However, if the borrower has secured other loans with those assets, the bond holder is second behind the other secured interests.

More subtle risks that are not considered by credit reporting agencies include interest rate risk, reinvestment risk and purchasing power risk. A maturing investment has to be reinvested in order to continue the income stream. If interest rates have fallen, the new CD or note will carry a lower interest rate and generate a lower income stream. If interest rates go up, the noteholder’s note is worth less and, if forced to sell, the holder may not get back the entire investment. Purchasing-power risk means simply that a dollar of income tomorrow may not buy as much as a dollar today.

In the ABSF case, we have investors who were lured by the 9.14 percent return and ignored the risks. They bought into a complex financial engineering scheme laid out in a 230-page prospectus by ABSF that supposedly spelled out the risks. Landscaping If this had been a truly low-risk investment, the world’s capital markets should have drowned the company in cash. The high spread between the two-year Treasury and the 9.14 percent offered was too good to be true. Even my brother-in-law looks good compared to those guys!

Tags: , , , ,
0

Tuesday, April 22nd, 2008

West Dundees Budget Soars

The preliminary hole in West Dundee’s 2008-2009 general fund budget could get deeper with the addition of money for downtown landscaping projects.

Village Finance Director David Danielson presented a revised budget Monday night that included $26,000 for the building and grounds division to spruce up planters along Main Street, as well as the village hall grounds.

The village had anticipated a $347,000 deficit in next year’s budget and now faces a $373,000 shortfall with the inclusion of the landscaping monies.

Danielson said at least $20,000 of that money would fund downtown landscaping work during the summer, while the exterior of village hall would benefit from the remaining balance.

“This is not just sticking a few petunias in planters,” said Danielson, after trustees suggested the sum was exorbitant.

Village Manager Joe Cavallaro said the money would include all plantings and maintenance of the landscaping.

Initially, village staff had not planned for landscape work in next year’s budget.

In previous years, Danielson said the village had included about $80,000 in landscaping expenses.

Furthermore, village staff recommended an additional $120,000 in the capital project fund to pay for needed road patching throughout the town, especially along Boncosky and Huntley roads.

“We will step up the patching project,” Danielson said. “This is significantly higher than what the village typically spends on patching, which is about ($20,000) to $30,000 a year villagewide.”

Trustees again also discussed a proposed real estate transfer tax to overcome the shortfall.

Under the proposal, village officials are mulling a real-estate transfer tax imposed on buyers of residential and commercial property in the village.

The tax, which would be set at a rate of $5 per $1,000 of the property’s value, would generate more than $200,000 annually, village staff said.

A real-estate transfer tax would require resident approval by referendum on the November ballot.

Tags: , , , ,
0

Wednesday, April 16th, 2008

Tree Services Busy Repairing Winter’s Toll

Winter’s ice and wind storms have left tree trimmers swimming in work and looking for good help.

Two winter ice storms broke many limbs and branches already weakened by previous storms, leaving an astonishing number of trees in disarray.

Many tree trimmers said they already have jobs scheduled more than a month in advance, but their phones are ringing with new requests for estimates every hour.

“I’m swamped,” said South Amana tree trimmer Jason Kruse of Kruse Tree Trim, who estimates that 20 percent of all area trees have suffered serious damage. “People are doing things they’ve been wanting to do with their trees for 10 years.”

Tree repairs typically are not covered by insurance unless a tree limb has landed on a house or other insured structure. Tree trimming bills typically range from a few hundred to $1,000, depending on the volume of work involved, all of which must be paid by the homeowner.

Veteran tree trimmer Dick Reisner of Dick’s Tree Service in Cedar Rapids has sent crews to about 175 locations this spring, and still has “a whole s—load to do.”

Reisner sees more work coming as trees leaf out and fill with sap. He said fully leafed trees will have heavier limbs that catch more wind in storms, setting the stage for cracked limbs to crash down during the first big summer or late spring storm.

he best thing homeowners can do at this point, experts said, is try to find a tree trimmer who can skillfully and safely trim away the broken branches and other unnecessary areas from the tree to preserve as much of the natural symmetry as possible.

“Normally, the tree is pretty resilient and given time to heal and reform itself, will grow back,” said Dwight Hughes, president of Hughes Nursery and Landscaping in Cedar Rapids.

Hughes said the biggest general distinction that can be drawn in deciding which trees to save is the tree’s age. Most hardwood tree species under 30 years old still have enough vitality to recover from the loss of some major limbs and branches, but older trees have a harder time coming back. An expert evaluation sometimes is necessary to make a good assessment of the tree’s chances.

Mark Lam of Lam Tree Service in Springville said deciding whether to keep a tree is often a matter of aesthetics.

“Make sure you know what you’re willing to look at,” said Lam, who has a two-month backlog of trimming jobs.

Lam has seen white pine trees so brittle that when a top limb heavy with snow and ice broke off, it snapped every limb below it on the way down. Even so, he said, some property owners decide to keep the trees.

Tree experts said the best thing property owners can do to reduce future storm damage is to keep their trees well pruned. An expert pruning removes weak branches and high tops that are most likely to break in a storm.

Although tree trimmers are certainly busier than usual, they said profits aren’t climbing in line with work demand because of the high cost of fuel for their aerial and hauling trucks.

Tags: , , , ,
0

Monday, April 14th, 2008

Water Restrictions Lifed In Elizabethtown

Thanks to the recent rains around the county, the water restrictions have been lifted within the Elizabethtown town limits. The town’s Stage II Water Restrictions were put in place on Oct. 29, of last year, as an effort for residents to do their part in helping to conserve water.

Stage I Water Shortage Awareness, which is now in effect for the town, there are still a few limitations regarding irrigation of outdoor landscaping. These limitations include the watering of grass, shrubbery, trees, flowers and vegetable gardens.

Exceptions to these restrictions may be granted temporarily to persons engaged in the business of landscaping on a site by site basis for one to three days by permit issued by Eddie Madden Jr., Elizabethtown town manager.

Though the stricter limitations of Stage II have been lifted, town officials continue to encourage all customers to make efforts to conserve water.

“Water conservation is important in Elizabethtown because it preserves and protects our natural resources, saves money for you and your community, and ensures the reliability of our water supply,” Madden said in a recent statement.

Tags: , , , , , , ,
0

Friday, April 11th, 2008

Saginaw Board Of Education Oks Spending

Saginaw Board of Education members approved spending more than a half-million dollars on landscaping, computers and furniture for the new Thompson Middle School.

The district will pay $40,000 to Tri-Valley Landscaping for work on the multi-acre campus.

Officials awarded a $226,098.48 contract to Yeo & Yeo for laptop computers at the school. All the classrooms at Thompson are equipped with wireless Internet.

Holland-based Dew-El Corp. will supply desks, chairs, file cabinets, study carrels and art and science tables for $282,860.90.

Computer and cafeteria tables from St. Clair Shores-based Great Lakes Furniture & Supply will cost the district $47,239.90.

Wenger Corp. of Owatonna, Minn., will charge the district $38,589 for music chairs, stands and storage.

The charges, which board members approved Wednesday, total almost $635,000.
The money for the landscaping, furniture and computers will come from the bond that voters approved in August 2004.

Thompson Middle will open this fall to students in sixth, seventh and eighth grades.

Tags: , , ,
0

Friday, April 11th, 2008

On The Job Training For Project Managera

Shannon Peisert never dreamed she would be a project manager for a big commercial development, but she has been one now for about a year.

She is part of the Rogers family that owns Rogers Sporting Goods and is building Rogers Plaza on A Highway in Liberty.

Until now, she had spent her life selling sporting goods at the Rogers store on Missouri Highway 291, but now much of her time is spent as project manager.

“I keep telling myself I want to go back to just retail,” she said. “That’s what I know best. As project manager, I spend a lot of time just learning the language.”

She said it was fun picking out colors for the new location and deciding landscaping issues.

“I just want it to be beautiful,” she said. “We are concentrating on using a lot of native plants for the landscaping part.”

But all has not been smooth, the topography was uneven.

“We have a lot of high spots and a lot of low spots, and we found a lot more rock that we expected,” she said. “We also found a lot of utilities running through the property that had to be moved. The city was a great help with that.”

She credited her contractor for offering a lot of support.

She was in charge of hiring the construction team and settled on Larry Brown Excavating. She also was responsible for selecting the tenants who will occupy the shopping center. One of those will likely be a hotel.

She is one of three children in the Rogers family.

“I guess I was chosen because I was the only one that agreed to do it,” she said. “But my father has been helpful. He helps me along when I need it. My husband, Vince, is in construction, and he helps me when I don’t know the answers.”

Tags: , , ,
0

Thursday, April 3rd, 2008

Spa celebrates restoration and reopening of the Duke Paoa Kahanamoku Lagoon

The historic Duke Paoa Kahanamoku Lagoon has been returned to the people of Hawaii.  The Hilton Hawaiian Village Beach Resort & Spa, together with Hilton Grand Vacations Company, closed the lagoon in 2006 for an unprecedented, $15 million restoration project.  It reopened recently as Waikiki’s most unique recreational area for water enthusiasts.

Named after Hawaii’s aquatic legend, the lagoon is a man-made body of water that was part of Henry J. Kaiser’s Hawaiian Village development in the early 1950s (the hotel became a Hilton in 1961).  Together he and the government expanded the old Fort DeRussy Channel, creating a beach and a lagoon fronting his new hotel.  In the early days after the lagoon opened, many island families enjoyed the ocean-fed lagoon.  However, over the years, a variety of marine life made their home in the lagoon, including puffer fish and jellyfish.  The lagoon’s bottom also began to turn murky and dark from the decomposition of organic material, making it an unpleasant swimming experience.

The magnificent, 5-acre jewel re-opened slightly smaller in size, but with a state-of-the-art water circulation system featuring seven saltwater wells 195-250 feet below the surface of the ocean.  The wells draw in about 15,000 gallons of water per minute from the ocean, helping to turn over the water about five times a day.  The lagoon’s depth has gone from about 12 feet to approximately five feet, and more than 33,000 tons of sand replenished the beach and bottom of the lagoon.  In addition, new aesthetic features of the project include an island with a two-tier waterfall, a board walk, park benches and landscaping that create a park-like setting.  About 60 coconut trees have been added, along with a number of native Hawaiian plants, making the area even more inviting than ever before.  Recreation opportunities include the rental of a variety of beach equipment from the Hilton’s Waikiki Beach Activities desk fronting the lagoon, including aqua cycles, kayaks, stand-up paddle surfboards and rafts.

“The lagoon opening reflects the continuing commitment Hilton is making to our guests and our community,” said Jon Conching, vice president of sales and marketing for Hilton Hawaii.  “We are pleased to contribute to Waikiki’s renaissance with these environmental improvements that restore a unique landmark for the benefit of both local residents and visitors.”

One of the unique features of the lagoon is its landscaping with plant species that are either endemic, indigenous, or those native to Polynesia.  Chief landscape architect Teresa Law of Belt Collins Hawaii, Ltd. used plants to reflect a typical Hawaii shoreline with the use of Pohuehue and ‘Akulikuli along the beach.  Beach Naupaka is used in the backdrop to separate the lagoon from a parking area, while Beach Heliotrope and Pohinahina are also used around the lagoon’s perimeter.

In addition to Law of Belt Collins, several other Hawaii-based firms assisted with the rejuvenation project, including Delta Construction Corporation, who was the design/build general contractor.  The concept design for the water circulation system was provided to the design/build contractor by Tom Nance Water Resource Engineering, Inc.  Alcon and Associates served as the civil engineer, and overseeing the project were Oswaldo Lopez of Hilton Hotels Corporation and Paul McElroy of Rider Levett Bucknall.

A private blessing and official opening ceremony were held to commemorate the opening of the lagoon.  In attendance were Lt. Gov. James “Duke” Aiona, other politicians, dignitaries, as well as several relatives of Duke Kahanamoku, including his grand-niece, Ms. Jo-Ann Kahanamoku-Sterling from Kailua-Kona on the island of Hawaii.

Tags: , , , , , , , ,
0

Tuesday, March 25th, 2008

Dump Truck Cuts Equipment Costs

Sunrise Unlimited, Mays Landing, NJ, is a full service landscape and construction company formed in 1982. It provides a number of services including land clearing, site work, excavating, trucking, utilities and hydro-seeding. It is currently working on a 50-plus acre residential project, which will consist of 88 homes when completed.

To date, the contractor has cleared the site, stripped and stockpiled thousands of yards of topsoil and completed all sewer and storm pipe work that consisted of over 10,000 linear yds. of pipe. It has also completed a 3-acre infiltration system and detention basin, which will help with drainage throughout the development.

Sunrise Unlimited is now focused on the project’s next phase, which is backfilling around the housing unit foundations and starting the initial landscaping by spreading topsoil around the completed homes. In the past, it would use a skid steer, articulated loader and two tandem dump trucks, along with extra labor to complete these projects.

However, in early 2007, Mike Aspinwall, president of Sunrise Unlimited, was developing a 10-year business strategy plan for the company, and sought to migrate away from labor to equipment to meet the needs of the construction and landscaping markets.

“I looked at my equipment costs, equipment lifespan and how I could use the equipment for both landscaping and construction applications down the road,” he states. “I needed a fast, light and versatile piece of equipment that could handle light construction and landscaping projects and at the same time be operator friendly.

Tags: , , ,
0

Tuesday, March 25th, 2008

Get the Landscape Look You See in Magazines

Looking at the gorgeous, landscaped yards in magazines can be inspiring, but also overwhelming. The weather gets warm, you plant a few pansies, then you step back and realize that your outdoor space isn’t exactly worthy of a photo shoot. Now is the time to call in professional help to expand on your vision and create the landscape look you see in magazines.

The garden gurus at RenovationExperts.com offer tips on how to hire a landscape contractor to add value to your home and make your yard the envy of the neighborhood.

Define Your Landscaping Needs
Why are you landscaping? Would you like to increase your property value or enhance the enjoyment of your outdoor spaces? Perhaps your goal is to create and a delicate rose garden or entertain friends, family, children and pets. Clearly identify the purposes you need your landscape to serve.

In addition to deciding what your yard needs to do for you, map out a “dream garden”. Gather photos of outdoor spaces you love from magazines and brochures and determine if you favor a particular style or theme and would enjoy features such as statuary and waterfalls.

Set Your Budget
Determine a realistic budget based on the size of the area to be landscaped, features and materials you’d like to use and the condition of your current grounds.

Work Towards a Designer Dream
A designer landscape first and foremost needs a designer. Landscape contractors offer various services to help design, plan and create your dream yard.

Find and Select a Landscape Contractor
Visit RenovationExperts.com, fill out one simple form with what you’re looking for and get up to four free estimates from local, pre-qualified contractors within 24 hours. There’s no obligation and you can choose who you’d like to work with.

While you may not think your outdoor project is complicated, a properly finished job using quality, lasting materials requires the professional knowledge and skill of a landscape contractor. Partnering with a pro will have you glowing with pride over your magazine-quality landscape in no time.

Tags: , , , , , , , , ,
0

Tuesday, March 25th, 2008