Meet The Tree Nurse Of South Burlington

When she noticed a number of newly planted trees seemed to be languishing on city streets Pool Landscaping, including those in her neighborhood, she searched for the root of the problem. In the city’s fast-growing residential areas, the landscaping, installed for instant aesthetic effect, is often neglected.

“We have so many new neighborhoods in the city, and one of the first things developers do is plant the trees; and no one is there to care for them,” Ambusk said.

Associate city planner and interim planning director Cathyann LaRose said developers want to install landscaping as quickly as possible in order to sell property — which isn’t good for the trees.

“They’ve been grown in a pot, and the roots can continue to take over and strangle the tree if it’s not properly planted,” Ambusk said. Some of the trees are planted while still encased in wire baskets that contain their roots.

So Ambusk has taken the stewardship of South Burlington’s saplings into her own hands — along with a pair of pruning shears. Every Monday evening, from workday’s end until sundown, she and a team of volunteers known as “TREEage” hit the streets of South Burlington to care for the young trees.

The work isn’t difficult, Ambusk said: It really comes down to planting the tree properly and giving it daily care. Following an initial investment of time and watering in the early years, it will do quite well on its own for 100 more, she says.

TREEage evolved from Ambusk’s experience in the Master Gardener and Stewardship of the Urban Landscape programs offered by the University of Vermont Extension. The group has grown in number and knowledge in its second year, thanks to city arborist Craig Lambert’s pruning and maintenance clinics, Ambusk said. TREEage volunteers cared for 250 trees last year.

“We have literally been going tree-to-tree. It’s pretty slow work,” she said. She estimates South Burlington has 6,000 trees, Pool Landscaping and says Lambert has his hands full just dealing with day-to-day hazard maintenance.

Lambert offers public workshops on proper tree maintenance practices as part of the project. With his instruction, volunteers have undertaken root collar excavations and pruning on some of the more recently planted trees in South Burlington’s residential neighborhoods.

Lambert said Ambusk’s project is proving to be quite a benefit to the city: Her efforts have raised public awareness of the need to maintain the city’s tree resource, and her latest project will increase the number of trees the city will be able to plant.

This month, Ambusk planted 30 Princeton elm trees in a new community nursery with a $1,000 grant she received from GE Healthcare, where she works in finance Pool Landscaping. The city gave her permission to use land located at the National Gardening Association on Dorset Street for the nursery.

The elms are 2 years old and cost about $15 each. In another three to four years, they will be worth more than $200 each and will be ready to transplant to public land in South Burlington. Ambusk plans to add 30 new trees, in a variety of species, to the TREEage nursery each year.

LaRose says the nursery will also give the city credibility toward its goal of becoming a designated “Tree City, U.S.A.”

The Tree City U.S.A. program aims to encourage better care of community forests and advance urban forestry practices while providing cleaner air, shadier streets and aesthetic beauty in populated areas. The designation will also open additional avenues for grant funding: With a tree budget of $1,000 per year (enough to purchase about three trees), the city can use all the help it can get, LaRose said.

The young elms are destined for a future lining South Burlington’s streets, especially in older neighborhoods that haven’t been getting much landscaping attention, LaRose said. They’ll be useful as the city’s recreation path extends through new neighborhoods, and there’s a potential the nursery project will be used for educational outreach in the schools. While the project hasn’t officially been linked to the development of the City Center downtown district, LaRose said the timing will be perfect.

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Monday, May 26th, 2008

Station for sale Potential suitors vie for KCPW

The board of Community Wireless of Park City intends to sell Salt Lake City-based National Public Radio affiliate KCPW AM and FM, and potential suitors could include Utah State University and a California-based Christian broadcasting company.

Community Wireless, which has faced financial problems and questions about whether its executive pay is too high for a nonprofit group, this week issued a news release stating that its board had voted to spin off KCPW in order to better focus its attention on serving its KPCW listeners in Summit and Wasatch Counties. Community Wireless would continue to operate KCPW’s sister station, KPCW, in Park City and is planning to build new studios near Park City’s Main Street.

“KCPW has grown to the point that it needs to have a Salt Lake-based board of trustees whose primary responsibility is to insure that the stations serve the needs of its Wasatch Front listeners,” said board president Bill Mullen. “It’s time for KCPW AM and FM to become more than just a subsidiary of Park City and take the next step in their development.”

KCPW, founded 14 years ago and now housed at Library Square, has a combined audience of almost 50,000 listeners and an annual budget of nearly $1.4 million dollars, according to the statement.
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The Community Wireless board has given current KCPW general manager Ed Sweeney the opportunity to form a new nonprofit corporation whose board of trustees would be charged with raising the money to purchase the licenses and other assets of KCPW AM and FM. The board gave Sweeney 45 days to make an offer to purchase the assets of KCPW.

Mullen said that while it is the Community Wireless board’s preference to sell the stations to the Sweeney group, the board will also entertain offers from other interested nonprofit organizations, giving priority to those that would continue the station’s current news and information format.

Other potential suitors could include Utah Public Radio, which broadcasts on KUSU on the Utah State University campus in Logan, and Christian broadcasting company Educational Media Foundation, based in Rocklin, Calif.

“We’re interested in the possibility of serving a statewide audience,” said KUSU general manager Cathy Ives. “Right now, the one hole we have is in Salt Lake City, and there might be some interest in discussions just because it might further our mission.”

She said they are waiting to see what happens during the 45-day period that the Community Wireless board has given the Sweeney group, adding that until then, it would be premature to comment further.

Keith Whipple, vice president of communications and marketing for Educational Media Foundation, said his company was aware the station was for sale but declined comment.

Community Wireless attorney Joe Wrona also declined to provide details on potential buyers. “We have been approached by other interested parties,” he said. “It would be inappropriate to identify them out of respect for their privacy at this time.”

Proceeds from the sale of KCPW will go to recoup the cost for Community Wireless to acquire 1010 AM and recover the operating losses that have been underwritten by loans from Community Wireless’s sale of KCUA, in Coalville. The deadline for submission of offers is March 15.

Community Wireless management has come under fire in recent years after critics called into question the compensation of its two top executives, Blair and Susan Fuelner. The couple started Community Wireless 25 years ago and worked as unpaid volunteers for the first several years but have had hefty compensation packages in recent years.

According to federal tax filings by Community Wireless, Blair Feulner was paid $177,877 in total compensation in fiscal 2006 as station general manager and secretary/treasurer.

In fiscal 2005, he received $143,137 in compensation, plus a $39,815 performance bonus for total compensation of $182,952, according to the nonprofit group’s tax Form 990 that it filed with the Internal Revenue Service. Susan Feulner was paid total compensation of $94,069, including a $39,815 performance bonus for her work as co-manager of Community Wireless.

In fiscal 2004, the couple received a commission of about $800,000 for selling a Coalville radio station that Blair Feulner bought for $18,800 in 1991.

The IRS filings indicate the station had operating losses of $609,366 in fiscal year 2005 and $413,250 in fiscal year 2006.

Wrona said the goal of the board in selling KCPW is to recoup its initial investment in the station and its operating expenses to date, although he declined to estimate an amount it would be seeking as a sales price. He added that with the growth of the Park City and Salt Lake City radio markets, it would be best for each operation to have its own distinct administration.

“The Salt Lake stations have grown in size and complexity to the point where they really do require very direct management that’s focused exclusively on the needs of the Salt Lake stations,” he said. “At this point, we feel that there are groups out there in a better position to manage and operate the Salt Lake stations than Community Wireless.”

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Friday, February 8th, 2008

Crosscountry skiing after dark opens the world of the winter night

Anything that’s fun, inexpensive and offers a good physical workout is bound to attract attention. It’s even better when it peaks on a 28-day cycle.

Nordic skiing, commonly known as cross-country skiing, cycles in popularity in this region with our annual endowment of snow. In good (read “snowy”) years, it attracts new recruits and rewards its stalwarts with adventure, camaraderie and aerobic action that can burn 900 calories in one hour of enjoyable effort. In “bad” winters (read “little snow”) it recedes into the recreational background.

Veterans of the trails go where and when they must to find the glide. This year, snow has been scarce in the lowlands and valleys. But across the Lake Erie snow belt and on the ridges, from the Laurel Highlands south through West Virginia’s high country, skiers have found relief from mild-winter syndrome.

Best of all, those wintry regions were blessed with snow during last week’s full moon. Among cross-country enthusiasts is a subset of skiers who like to explore the winter nightscape. To their delight, January’s full moon coincided with ideal conditions — new powder atop a crusted base.

If temperatures were a little low when the moon was brightest, the devoted were not deterred. A little cold, they say, is part of the fun.

“It’s like going out into an enchanted forest,” said Mike Sayre, co-owner and manager of White Grass Ski Center in Davis, W.Va. White Grass is one of few ski facilities in the region focused entirely on cross-country.

“You’re out there and it’s so quiet. It’s just your breath, your heartbeat and you,” he said. “You’re surrounded by a thousand points of light from every snowflake or tree branch that’s angled to catch the moonlight. All of that is why night skiing appeals to me.”

Sayre’s not alone in his nocturnal attraction to the trails.

“We’ve got a whole crowd of people who come up here when the moon is full and they wait around all day for [night skiing]. When the moon comes up they just spread out across the trails.”

A full moon can shed 10 times more light on the earth’s surface than a quarter moon. When that light is reflected off snow, the effect is startlingly bright. Colors are easily distinguished in the kind of moonlight that bathed the trails last week.

“You can easily read a map off the moon without a head lamp,” Sayre said.

The same full moon bathes Western Pennsylvania at night.

“It’s kind of hard to explain the attraction, but it’s like a little adventure,” said Bob Ruppel, who owns Riversport Outfitters in Confluence. “It is just so beautiful how the moon glistens off the snow. It’s quiet and kind of eerie, but it makes you want to be out there. How many people get to see the woods like that? Sometimes we see wildlife, mostly deer, and sometimes a bear track.”

Ruppel also operates the cross-country ski rental concession at Laurel Ridge State Park on Route 653 atop Laurel Mountain. It’s against regulations to ski in the park at night, but Ruppel says he knows many skiers who seek out other areas where they have permission or where there are no specific rules against night skiing.

Ruppel said it’s always best to check regulations for public trails before venturing out at night.

Cross-country skiing is an inexpensive sport after the initial investment. Beginners can get good skis, boots and poles for under $200, and there are no lift ticket fees on most public trails. Private venues set up for cross-country skiing, such as White Grass, generally charge a modest fee for a day of skiing.

The health benefits of cross-country skiing are widely recognized. It’s a wonderful cardiovascular workout that uses a large percentage of your muscle mass: lower extremities for propulsion and support, trunk for balance and support and upper extremities for propulsion.

But the benefits of cross-country skiing go beyond the physical, said Charlie Yerrick, a director of cross-country skiing at Trapp Family Center in Stowe, Vermont, who has family ties to Pittsburgh. “While the physiological benefits are clear, there is also a spiritual benefit,” Yerrick said. “It’s very helpful in clearing your head. I do some of my best thinking out in the woods.”

Both Sayre and Ruppel advocate certain precautions when night skiing. Their advice boils down to knowing where you are, staying on marked trails, dressing in layers and being prepared for changing conditions.

“The weather can change quickly. If clouds move in, you can’t see as well,” Ruppel said. “Take a headlamp and some lightweight but warm extra clothes in a daypack.”

Sayre added that it’s best to ski with a group.

“You never know what could happen if you go out alone at night,” he said. “Only go out on the trails as far as the weakest member can make it back. Think of it as sharing a special experience. Besides, it’s more fun to have someone huffing and puffing beside you.”

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Sunday, February 3rd, 2008

Low beta stocks will never let you down

When

the going gets tough, the tough get going…

The old adage appears more

than inspiring, given the current situation in the stock market. By any measure,

times are really tough for equity investors. After the free fall last Tuesday,

the benchmark indices lost within a week what it took them three months to gain.

Most of the stocks saw their fabulous returns wane, perhaps much faster than the

popularity of Britney

Spears!

While investors are

jittery over the one week mayhem in the market, ETIG believes that it’s time the

tough guys took centre

stage.

By tough, we mean the

stocks that tend to render a rock-solid behaviour in a volatile market. These

are the stocks that traditionally have lower beta. Beta indicates the

sensitivity of a stock’s returns to the changes in the benchmark

index.

For instance, a beta-one

stock will change by the same percentage as the change in the benchmark. A beta

lower than one, indicates a lower sensitivity to the benchmark. Thus, a stock

with a beta of 0.6 will fall by 6% if the index falls 10%. However, this also

means that low-beta stocks are laggards during a bull run, as they are less

sensitive to market movements. So, low-beta scrips lose their charm during a

bull stampede. But they provide the much-needed solace during times of sharp

declines.

This week, ETIG

brings you select low-beta stocks to take on the tough times. While we selected

stocks with a beta of less than 0.7, there were other metrics which the chosen

companies had to match. Within the universe of low-beta stocks, we picked up

those companies whose dividend payouts had a compounded annual growth rate

(CAGR) of 20% in the past five

years.

Another requirement was

that their earnings per share (EPS) should have increased at a compounded rate

of 15% during the same period. Also, preference was given to those companies

which had a dividend yield (a ratio of annual dividend payment per share and

current market price) of over 3%. However, the last condition was relaxed for

those companies which have shown a high growth in dividend

payout.

In troubled times, we

believe that the stocks which match the above criteria offer opportunities for

productive investment. Not only do these stocks fetch you annual dividend

cheques which keep growing year-on-year (yo-y), they also ensure that your

initial investment keeps appreciating in line with the company’s earnings

growth. And, of course, the best part is that the dividend income remains

tax-free in the hands of shareholders.

Also

Read

à

Investing in volatile market conditions

à

Times of high volatility

à

Market pressures may allow domestic institutions to short

sell

à

Stocks for long-term investments in 2008

à

Invest in commodities to maximise gains

à

Liquidity is charting new territories across the globe

à

Derivatives diary: Learn the stop-loss levels

à

Indian markets to be safe haven for investors in ‘08: Merrill

Lynch

à

Domestic institutions may put in more money than FIIs in

2008

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Tuesday, January 29th, 2008

Teach the Subject your Child Will Use Everyday Money

Can you imagine a scenario where your child is in their mid-thirties and still buried in student debt? This is a reality for many parents. By including financial literacy in your homeschool curriculum you will have an instrumental role in providing a brighter future for your child.

In talking with parents that homeschool their children, most understand the importance of teaching practical money matters. Unfortunately, many parents don’t know where to start. They never received a practical financial education in school and there is a shortage of homeschool financial education curriculum on the market.

If you do not currently homeschool your kids, you must when it relates to the subject of financial literacy! Financial literacy isn’t taught in most public high schools and in recent surveys it has shown over 70% of young adults look to their parents as the primary source of financial education.

School curriculum is focused almost exclusively on the subjects need to get young adults to be accepted into college. That’s important however; equally important is the need to be financially prepared for when they step on a college campus. The moment they arrive on many college campuses the credit card companies are right there offering free gifts for any student that signs up for a student credit card.

So that your homeschooled child is prepared for the financial real world when they go off to college here are some simple steps that will help you feel confident that they can handle the temptation of easy credit and succeed financially.

1. Relate money to lifestyle. Most young people are not motivated by having a large bank account. It’s what money provides them that gives them the encouragement to learn money management skills. It’s the experiences they want to have, places they want to travel, the people they want to help and getting the toys they dream about.

Discover what your child wants, what they dream about and relate that to money. It’s a great homeschool exercise that allows you to connect with your child on a deeper level while teaching them a valuable skill.

2. Develop a savings plan. Give your child a head start by developing a savings plan. As a part of your homeschool curriculum, have them manage their own finances and create a working budget. If your child still lives at home require them to save at least forty percent of the money they earn or are gifted for long term savings. This not only will get them started building a nest egg but will help them develop a good savings habit.

An essential element to include in your homeschool budget curriculum is to help them understand the difference between a ‘need’ and a ‘want’. Wanting a $5 dollar cup of coffee everyday adds up to over $1800 per year. This essential homeschooling lessons will help to counteract the years of ‘buy, buy, buy’ advertisements they are exposed to.

3. Open Accounts. To have your child participate in a real world homeschool activity that will set them up for the future, have them open their savings and checking account. Your child will need them anyway so why not get them started early. Plus you will find that the longer relationship hey establish with a bank the more benefits they will receive.

Their student checking account is the center of their finances. It is suggested they open two student savings accounts. One for long-term savings and another student savings account for fun things they want to experience. The long-term student savings account will give them financial security while the fun student savings account allows them to fully experience life now.

4. Invest early and consistently. A key math theory that is vital that your homeschooled grasp is compounding interest. This allows your child to make money off the initial investment plus all the money the money that the investment already retuned.

In your homeschool math curriculum, show them how fast a small investment can add up. Just a $80 investment made each month could mean over a million dollars in their account when they are in their fifties. Homeschooling your child with these practical financial lessons will give them an advantage that most people won’t have.

Financial education needs to be a central part of your teenager’s homeschool curriculum. With a practical financial education they will avoid the most common financial mistakes, be able to enjoy life more and will be well on their way to securing their financial future.

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Sunday, January 27th, 2008

A Career Option As A Commercial Landscaping Contractor Can Be Very Lucrative

It is great to work as a commercial landscaping contractor as this career option can give you much satisfaction and a secure life style. There is only one very important pre-requisite in this business, i.e. you need to love the outdoors and be a person who is okay with always being on the move. The initial investment for this business is not very much while the returns are simply great and this is not seeing only the financial side of it.

What Does It Take To Become A Commercial Landscaping Contractor

As with any business, this one too needs a certain amount of investment. You have the choice to bypass most of these things if you lack the finances since the most important factor in this business would be your expertise. However, a few implements would definitely make your life easier and your work better. Come to think of it, this could provide you with the ladder to recognition and fame as an expert commercial landscaping contractor.

The investment required for becoming a commercial landscaping contractor would be around US $2,500. This would cover the cost of a sturdy truck in which you would make your house calls (the truck would hold your most essential tools), a weed eater, a lawnmower, a computer or laptop that would keep you organized and up to date with the changes in technology and general news, a cell phone with which you would be able to stay in contact with your clients (present and prospective), a rake, a broom, a few hand tools, a few excellent books on landscaping for ideas and reference, a bookkeeping software to keep your invoices, expenses and taxes organized, a little cash for advertising and marketing – and you are in the business.

How To Make It Known That Your Services Are Available

In the initial stages you have to look for a few quality and high profile jobs. You could offer to do something for a friend and once he/ she is satisfied with the result, you could ask him or her to recommend you to anyone who could use your services. Initially, the best advertising would come from word of mouth recommendations because without experience or impartial feedback it would be difficult for anyone to book your services.

You could also advertise your services of commercial landscaping contractor on the Internet, as well as local notice boards such as the local churches, grocery stores, shopping malls and the like. Within no time you would have a flourishing business on your hands whereby you would be able to charge anything from US $30-60 per hour for your services.

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Friday, January 11th, 2008