Master Landscaping
http://www.masterlandscaping.net

Texas AgriLife Extension Service’s Concho Valley Master Gardeners Association is hosting “Water-Wise Landscaping,” at 7 p.m., June 10 at the Tom Green County 4-H Center, 3168 N. U.S. Hwy. 67.

Kay Thompson, Master Gardener program coordinator, said the workshop should put to rest some popular misconceptions about low-water-use plants.

“We hesitated to call this a Xeriscape workshop, because many people have a picture in their minds of rock and cactus when they see that title,” said Thompson. “That’s the image we are trying to steer away from.

“This workshop will teach homeowners how to have the lush landscape they’ve always dreamed of–one that will not only look good, but perform the way they want it to.”

Thompson said once such a landscape is installed, immediate results will include reduced irrigation and lower water bills, less maintenance and a tougher, higher quality landscape that is adapted to West Texas weather conditions.

There is no charge for the workshop, but organizers ask that participants call the AgriLife Extension office in Tom Green County at 325-659-6528 by June 6, so enough printed material can be made available.

• Zoofari event peppered with Cajun flavor
• Zero Interest Offers A Great Deal For Kubota Minis
• Youthbuild Gives Young Adults Constructive Future Landscaping Software
• Your responses best playgrounds
• Young And Perspective Less Landscaping Idea
• You shot that where Movies use standin locations
• Years designs help L.A. build its architectural momentum
• Yard Landscaping Things Are Better Left Unsod
• Yard Landscaping Ready Homes In Lakeshore
• Yard Landscaping Local Businesses Can Help Homeowners Decorate

NEW YORK — Spring is the loveliest time of year to visit a public garden. Cherry trees bloom, lilacs perfume the breeze and tulips color the landscape.

But many botanical gardens offer additional reasons to visit - art shows and exhibits you might normally expect to find in a gallery or natural history museum. Some events are held in winter, when there are no showy flowers to lure crowds. But many gardens host museum-quality shows in spring and summer - seasons when the grounds are at their most spectacular.

“These are also the months during the year when our visitors have the most time in their lives to make a leisurely visit, and it’s when being outdoors is most enjoyable,” said Atlanta Botanical Garden exhibitions manager Cathleen Cooke. “And, of course, what better setting could there be for sculpture than fresh air, blue skies, and a lush landscape?”

“Sometimes plants aren’t enough,” said John Sallot, spokesman for the Desert Botanical Garden in Phoenix. “We have to give reasons for people to continue to come back year after year. We do want new people who’ve never been here before, and hopefully this gives us an opportunity to engage them.”

Here is a look at a few gardens around the country and some of their art and natural history exhibits and events. Note that days and hours gardens are open often change as the weather gets warmer, so call ahead to check.

ATLANTA BOTANICAL GARDEN: http://www.atlantabotanicalgarden.org or 404-876-5859. “Sculpture in Motion” will showcase more than two dozen outdoor kinetic sculptures by 16 artists, May 3-Oct. 31. The works’ moving parts are affected by natural forces found in the garden - wind, sun, water, sound and even human energy.

CLEVELAND BOTANICAL GARDEN: http://www.cbgarden.org/ or 216-721-1600. “The Japanese Garden: Photographs by Haruzo Ohashi” is part of the garden’s focus on “Zensai: The Horticulture of Japan,” April 5-June 29. The 100 images in the show include pictures of historically significant gardens in Japan and different garden styles.

DESERT BOTANICAL GARDEN: Phoenix, http://www.dbg.org or 480-941-1225. Two years ago, the Desert Botanical Garden had an exhibit of botanical glass; last year it was Picasso ceramics. Right now, until May, the garden is hosting outdoor exhibits that are “very organic and tie in with nature,” said Sallot. Patrick Dogherty’s “Childhood Dreams” is a sculpture made from willow saplings, while Mayme Kratz’s “The Breathing Room” is a living art installation of desert plants and flowers.

FAIRCHILD TROPICAL BOTANIC GARDEN: Coral Gables, Fla., http://www.fairchildgarden.org/ or 305-667-1651. Through May 31, the garden hosts a show of works by sculptor Fernando Botero, pop artist Roy Lichtenstein and Dale Chihuly, known for his colorful glass art.

FREDERIK MEIJIR GARDENS %26amp; SCULPTURE PARK: Grand Rapids, Mich., http://www.meijergardens.org or 888-957-1580. This garden has a permanent collection of indoor and outdoor art, including a 35-acre sculpture park. But it also hosts three major art exhibits each year. “Art of Africa” is on display indoors through May 4, “Degas in Bronze” opens May 30 in an indoor gallery, and “George Rickey Kinetic Sculptures” are on display through July both inside and outside.

MISSOURI BOTANICAL GARDEN: St. Louis, Mo., http://www.mobot.org or 800-642-8842. “Niki” is a pop-art-style show of 40 colorful mosaic sculptures by Niki de Saint Phalle, from a six-ton head to a friendly alligator to a whimsical golfer, on display April 27-Oct. 31.

NORTH CAROLINA ARBORETUM: Asheville, N.C., http://www.ncarboretum.org/ or 828-665-2492. Through May 11, “Dr. Entomo’s Palace of Exotic Wonders” features live and mounted insects, from scorpions to tarantulas.

PORTLAND CLASSICAL CHINESE GARDEN: Portland, Ore., http://www.portlandchinesegarden.org/ or 503-228-8131. An exhibit called “Hatching the Past,” through June 1, looks at feathered dinosaurs and eggs while examining theories that dinosaurs and birds are related. Garden spokeswoman Joan Kvitka said the focus on dinosaurs is in keeping with “this wonderful sense of a timeless dimension to the garden” and coordinates with other dinosaur-themed shows in Portland - at the Oregon Museum of Science and Industry, the Portland Children’s Museum and the World Forestry Center Discovery Museum.

Copyright document.write(new Date().getFullYear()); Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

• Zero Interest Offers A Great Deal For Kubota Minis
• Youths in highspeed car chases Power cut to island houses
• Youth and old heads in quality field
• Youth and fatigue can make for deadly driving
• Yourself Equipment Landscaping
• Youre Credit Report During a Divorce What to Avoid
• Your News NABOR leadership class works to help Care Club of Collier County Participate Naples Daily News
• Young Southlanders get spot on team
• Young Southlander sets national record wins gold
• Young gun on the fast track

Toronto – New Hampshire was a champion of eco-tourism long before the current ‘going green’ trend gained prominence. Ever since stagecoaches started bringing city-dwellers to the state in the early 1800’s, New Hampshire has understood the need to preserve its lush landscape.

• Zoofari event peppered with Cajun flavor
• Zero Interest Offers A Great Deal For Kubota Minis
• Youths in highspeed car chases Power cut to island houses
• Youth and old heads in quality field
• Youth and fatigue can make for deadly driving
• Youre Credit Report During a Divorce What to Avoid
• Your News NABOR leadership class works to help Care Club of Collier County Participate Naples Daily News
• Young Southlanders get spot on team
• Young Southlander sets national record wins gold
• Young gun on the fast track

Toronto – New Hampshire was a champion of eco-tourism long before the current ‘going green’ trend gained prominence. Ever since stagecoaches started bringing city-dwellers to the state in the early 1800’s, New Hampshire has understood the need to preserve its lush landscape.

• Zoofari event peppered with Cajun flavor
• Zero Interest Offers A Great Deal For Kubota Minis
• Youths in highspeed car chases Power cut to island houses
• Youth and old heads in quality field
• Youth and fatigue can make for deadly driving
• Youre Credit Report During a Divorce What to Avoid
• Your News NABOR leadership class works to help Care Club of Collier County Participate Naples Daily News
• Young Southlanders get spot on team
• Young Southlander sets national record wins gold
• Young gun on the fast track

The City of Gardens. That’s one moniker that British Columbia’s capital relishes. And why not? With plots that pledge lush landscapes and beautiful blooms year-round – thanks to the mildest climate in Canada - a city budding with greenery promises to be the ideal backdrop for a green thumb getaway. Only one question remains. Where to rest at day’s end? Let the aptly named Magnolia Hotel %26 Spa offer solace. Pairing with Victorian Garden Tours, the Magnolia’s Winter/Early Spring Garden Package offers a lush escape featuring a select pick of some of the city’s most unique landscapes.

• Zoofari event peppered with Cajun flavor
• Your responses best playgrounds
• Your News NABOR leadership class works to help Care Club of Collier County Participate Naples Daily News
• You shot that where Movies use standin locations
• Yard Landscaping Your Front
• Yard Landscaping And Garden Ideas Pictures
• Working Outdoors Landscaping Services
• Work Underway On Upscale Resort Project In Arizona Landscaping Rock
• Winter gardens It’s the time of the season
• Winter gardens It’s the time of the season

The City of Gardens. That’s one moniker that British Columbia’s capital relishes. And why not? With plots that pledge lush landscapes and beautiful blooms year-round – thanks to the mildest climate in Canada - a city budding with greenery promises to be the ideal backdrop for a green thumb getaway. Only one question remains. Where to rest at day’s end? Let the aptly named Magnolia Hotel %26 Spa offer solace. Pairing with Victorian Garden Tours, the Magnolia’s Winter/Early Spring Garden Package offers a lush escape featuring a select pick of some of the city’s most unique landscapes.

• Zoofari event peppered with Cajun flavor
• Your responses best playgrounds
• Your News NABOR leadership class works to help Care Club of Collier County Participate Naples Daily News
• You shot that where Movies use standin locations
• Yard Landscaping Your Front
• Yard Landscaping And Garden Ideas Pictures
• Working Outdoors Landscaping Services
• Work Underway On Upscale Resort Project In Arizona Landscaping Rock
• Winter gardens It’s the time of the season
• Winter gardens It’s the time of the season

HIP NEW BAR AND LOUNGE FURTHERS SCOTTSDALE’S ULTRA COOL REPUTATION

Nightlife entrepreneurs Rande Gerber and Scott Gerber launched their first Arizona venue, Stone Rose, at The Fairmont Scottsdale Princess. Stone Rose, a contemporary bar and lounge, reflects the brand’s trademarks of cutting-edge design, fashionable clientele and signature cocktails. The unique ambiance of Stone Rose evokes a classic 1950s beach club, infused with modern design elements.

The nightspot is comprised of two bars – an outdoor bar located in the courtyard just off the hotel lobby and an indoor bar that is directly adjacent. In addition to Stone Rose, the Gerber Group operates bar hotspots as all over the world, including in New York City, Chicago and Madrid. For more information, visit http://www.fairmont.com/Scottsdale or call (480) 585-4848. For media information only, contact Juliet Horn at Juliet_Horn@dkcnews.com or (212) 981-5221.

“HOTEL WITHIN A HOTEL” CONCEPT, HOSPITALITY THAT EXCEEDS EXPECTATIONS

Luxury has reached a whole new level in Scottsdale where world-class resorts are rolling out the red carpet for VIP guests with the “hotel within a hotel” concept.

The Boulders Resort %26 Golden Door Spa offers an exclusive retreat of two side-by-side estate homes set on private grounds within the property. The 5,000-square-foot Villa Retreat accommodates 12 and is stocked with food, drinks and essentials to meet guests’ every desire. The retreat’s two homes are connected by a dramatic negative-edge pool and lush landscaping. Taking care of guests is the private in-house concierge staff, complete with valet and butler service as well as optional private chef services. If flying commercial is just not your thing, you can take advantage of the estate’s private helicopter access and skip out on fighting the lines at the airport. For more information, visit www.theboulders.com or call (480) 488-9009. For media information only, contact Debi Bridges at db@bridgesmediagroup.com or (602) 381-7771.

Launching this March at The Fairmont Scottsdale Princess is Fairmont Gold, a development of 68 newly renovated guest rooms, parlor suite and a 2,100-square-foot private lounge. Guests of Fairmont Gold will enjoy the ultimate in private comfort and extravagance with a private check-in service, secluded lounge area that offers everything from complimentary deluxe breakfast to evening hors d’oeuvres, an honor bar and a concierge service that’s ready to fulfill guests every need. There’s no limit for the Princess concierge, who have been known to personally arrange last-minute weddings – and perform the ceremonies! For more information, visit www.fairmont.com/scottsdale or call (480) 585-4848. For media information only, contact Jennifer Franklin at Jennifer.franklin@fairmont.com or (480) 585-2706.

Guests arriving to The Canyon Suites at The Phoenician can skip the lobby all together as the Canyon Ambassador will escort them to their room where they are checked into the resort. The Canyon Ambassador will also stop in with a personalized itinerary complete with restaurant reservations, dietary requests, childcare, spa appointments and tee times. The ambassador can arrange return airport transportation, shipping needs, and pre-print boarding passes to make the trip home as relaxing as the visit. Although, let’s be honest, who’s going to think about home when they’ve got the world-class service of The Canyon Suites that includes sterling coffee and tea wake-up calls each morning as well as a sleek black or white S550 Mercedes Benz with a personal chauffer that waits curbside to take guests wherever they need to go? For more information, visit www.thephoenician.com or call (480) 941-8200. For media information only, contact Denise Seomin at denise.seomin@luxurycollection.com or call (480) 423-2657.

The personalized service begins before guests even arrive at Hotel Valley Ho, whose new boutique hotel within a hotel, The Tower, offers a pre-arrival shopping service for kitchen and pantry items. The Tower offers spacious one- and two-bedroom suites with complete kitchens, daily turndown service, a private concierge, and private chef options. The suites, which are located in the seven-story building at the center of the hotel, offer expansive views of downtown Scottsdale. For more information, visit www.hotelvalleyho.com or call (480) 248-2000. For media information only, contact Kristin Escalera at kescalera@hotelvalleyho.com or (480) 421-7734.

EXPERIENCING SCOTTSDALE FOR FREE

People who travel to Scottsdale know what to expect from the city – world-class resorts and spas, unparalleled golf and shopping, and unforgettable activities that can push you to your limits or awaken your insightful side. But what some travelers may not know is that there’s a way to experience Scottsdale without spending a dime.

Scottsdale is home to the Sonoran Desert where pristine expanses and fascinating wildlife make it a perfect place for visitors of all ages and fitness levels to explore. One of the best locations to experience and appreciate the wonders of the desert is the McDowell Sonoran Preserve, which will be one of the largest urban preserves in the nation upon completion, encompassing a total of 36,400 acres. Guided hikes are offered and range from three to more than eight miles in length. The pace is easy and relaxed with plenty of stops to admire the lush landscape. Pinnacle Peak Park in north Scottsdale offers a smooth tread where the highest peak reaches 2,889 feet and features a picturesque view of the city and some of the Sonoran Desert’s most inspiring flora and fauna. For more information, visit www.mcdowellsonoran.org or call (480) 998-7971. For media information only, contact Bob Cafarella at rcafarella@scottsdaleaz.gov or (480) 312-2577.

On any given weekend night, downtown Scottsdale plays host to more than 30,000 visitors who are there to experience the city’s number of lounges, bars and nightclubs, more than 85 restaurants, and over 100 art galleries. Downtown Scottsdale also is home to 65 permanent and 26 temporary artworks, a result of the Scottsdale Public Art Program’s vision to develop the city as an outdoor gallery where art is an everyday encounter for both residents and visitors. Parking in the downtown area is free, so travelers can park their car and pound the pavement while taking in works by Louise Nevelson, Robert Indiana and Jamie Carpenter. Art lovers appreciating the city’s public displays also can take full advantage of the area’s free trolley service, courtesy of Ollie the Trolley. The service runs seven days a week and 12 months a year and is the perfect way to get around downtown Scottsdale. For more information, visit www.scottsdalepublicart.org For media information only, contact Kristin Van Cleef at kirstinv@sccarts.orgor (480) 994-2787 ext. 1716.

Now through April 8 is Sunday A’Fair, a free afternoon arts festival that takes place on the beautiful grounds of the Scottsdale Civic Center Mall. The series, in its 18th season, features concerts and performances by the Valley’s top entertainers in addition to hands-on activities for children and families as well as free guided tours of the sculptures in the area. A diverse selection of arts and crafts are available for sale and attendees are encouraged to pack a lunch and enjoy a picnic on the lawn.

The Scottsdale Convention %26 Visitors Bureau and Scottsdale Cultural Council invite visitors on an unforgettable journey by experiencing the vivid first nations of Arizona and North America at the sixth season of Native Trails, presented by the Fort McDowell Yavapai Nation and produced by the Scottsdale Center for the Performing Arts. Ambassadors from several Native American tribes inspire attendees with their memorable musical performances and traditional dances. Native Trails is a series of free festivals that celebrates Native American traditions while focusing on the individual cultures of tribes who reside throughout the Southwest. The performers present their cultural history, pottery, textiles and more to introduce attendees to the diverse ways native people celebrate life. Performances take place from noon to 1:30 p.m. most Tuesdays, Thursdays and Saturdays now through April 5 at the Scottsdale Civic Center Mall in downtown Scottsdale.

For more information, visit www.ExperienceScottsdale.com or call (480) 421-1004.

• Zoofari event peppered with Cajun flavor
• Youthbuild Gives Young Adults Constructive Future Landscaping Software
• Youth and old heads in quality field
• Yourself Equipment Landscaping
• Youre Credit Report During a Divorce What to Avoid
• Your US Immigration Questions Answered
• Your Home Business and Your Kids
• Your Guide To Cleaning Fireplaces
• Your Complete Attention is a Wonderful Gift to Your Kids
• Young Southlanders get spot on team

Want to use this article? Click here for options!

Could you please give me information and the value of this print? The picture is signed “Ridgway Knight Paris,” and the copyright date is 1898.

C.I.

Dear C.I.:

Daniel Ridgway Knight is an important American artist who was born in Pennsylvania in 1839. He studied at the Pennsylvania Academy of the Fine Arts from 1858 to 1861, then went to Paris, where he was a student at the Atelier Gleyre and the Ecole des Beaux Arts.

In 1863, he returned to the United States and enlisted in the Union Army. He sketched battle scenes and tried to make a pictorial history of the war. He founded the Philadelphia Sketch Club and got married while in the States, but in 1871 he and his bride returned to France - never to return to the United States.

Knight moved to Poissy around 1873, and there he began painting French farm laborers, which was to be become the focus of his life’s work. He became friends with Renoir, Sisley and Wordsworth and was somewhat influenced by the work of Jean-Francois Millet, who was also interested in the depiction of peasant life.

Knight thought Millet’s work to be a little grim and decided to focus his art on happier times among the farm workers. His best and most valuable paintings were done while he resided in Rolleboise, and these are characterized by lush landscapes along with beautiful people. These were painted after 1896, and many of the scenic views were taken from the artist’s garden and the surrounding countryside.

An original Daniel Ridgway Knight painting of the highest quality can sell at auction for more than $300,000, while lesser original oils on canvas go for significantly less (some below $10,000). Sketches and watercolors bring less (generally a really good sketch brings less than $5,000 at retail, and a high-quality watercolor less than $10,000). Prints of various kinds bring much, much less.

Once again, I am a little information-light here. I do not know how big this piece is (please, folks, always include dimensions in your letters; it helps me provide more-accurate answers), and I do not know if there is any more printing information than that which was supplied. Usually, these lithographs were titled, and it concerns me a bit that this one apparently is not.

There are also Knight engravings available, and these are typically much more valuable than the chromolithographs because fewer were made. Engravings in good condition sell at auction in the $800 to $1,200 range, which means that some can have an insurance-replacement value above $2,000.

I believe that this circa-1900 piece is probably a chromolithograph, which simply means that it is a multicolored lithograph that has had its pigments added mechanically rather than by hand.

Chromolithographs are a mass-produced medium, and I am reasonably sure that a number of different companies both in this country and in Europe produced these prints of Knight’s paintings.

Daniel Ridgway Knight chromolithographs usually have an insurance-replacement value in the $350 to $500 range, but without knowing the size of this particular piece, it is difficult for me to narrow it down any further.

Direct questions to Joe L. Rosson, the News Sentinel, P.O. Box 59038, Knoxville, TN 37950.

• Zoofari event peppered with Cajun flavor
• Zip off to Mexico for cruise filled with fun food
• Youth and old heads in quality field
• Youre Credit Report During a Divorce What to Avoid
• Your US Immigration Questions Answered
• Your responses best playgrounds
• Your News NABOR leadership class works to help Care Club of Collier County Participate Naples Daily News
• Your Home Business and Your Kids
• Your Guide To Cleaning Fireplaces
• Your First Apartment

Q. I manage a HOA association and after the recent annual election, the new board met to elect the officers. Before the meeting was called to order, one of the experienced directors took a bathroom break. To his surprise, the new members called the meeting to order and elected the officers. The process took only about two minutes, as it seemed to be planned to take control of the board. When the missing director returned, he was extremely upset and resigned. The new board’s first action was to approve a major renovation project. Past boards had delayed the renovation because they declined spending association money. This board plans to spend not only accumulated funds but to approve a special assessment to pay for the work. Members tried to recall the board but our petition drive failed. I have tried to warn the board of their improper actions but they seem to be headed in their own direction. What can I do as the manager to influence to board? — T.O., Lakeland

A. One of the biggest mistakes a manager can make is to get involved in political matters of the association. Manager’s duties are found in your contract or in policies adopted by the board. That can change from board to board. Here is the rule: Only perform what you agree in your contract, comply with legal board policies, requirements of the association documents and the statutes. Do not support political actions or positions. Remain neutral on all matters as you are to perform services for the board and the association. If you see that the board is taking action to make repairs or to maintain the community and spending the association’s money, do nothing more than listen and perform to complete the project. If you see that they are doing something illegal such as taking a kickback, here is my rule: three strikes and you are out. First, in private, talk to the director or directors about their action that you feel is improper. Write a report of the meeting and file it in a confidential folder. If they fall to follow your information and continue to act improperly, put your remarks in writing and send it to the directors and file a copy in the confidential folder. If the board fails to correct the mistake, put it in your management report to be given at the next board meeting and make sure it is part of the minutes. Then be prepared to quit, be fired or continue as the manager and follow the board’s instructions. Maybe in your case, past boards have failed to maintain the common areas and most members want the community improved. This board has accepted the mandate and is taking actions that past boards did not want to tackle. Unless you have proof of illegal actions, do your job.

Q. We are at our wit’s end to resolve a problem with our irrigation serving our landscape around our home. We purchased our lovely landscaped home two years ago and it has been downhill since. Since the last hurricane, the system has not worked more than a couple of days at a time before it stops working. When we call the manager, he says the irrigation company is on top of the problem. The board says the problem is underground wiring and the company is trying to track the problem. Regardless, our view of the landscape is very depressing. Is there any advice you can offer to force the issue? — A.N., Naples

A. Water shortages for drinking and irrigation have been front page stories in Florida for several years. Most areas in Florida are under water restrictions to help reduce shortages. For information, contact your area Water Management District for specifics on the use requirements. While this will not resolve your irrigation system failure, it will help you to understand the quantity of water that can be used for irrigation. As to the irrigation system, there are several problems that can cause the system to fail. If your association has a professional irrigation company, they should be able to solve the problem. However, this would not be a final answer, as irrigation systems require ongoing repairs. Lush landscapes require high budget expenditures to maintain the system.

Q. We are still having a problem understanding the percentage of increase of the budget the board can assess. Our documents say that if the budget increases more than the Consumer Price Index, the members must approve the budget. Now some say the figure is 115 percent. What is the answer? — W.S., Davenport

A. I cannot evaluate your documents as to right or wrong values. However, the statutes do say that your board of directors has the responsibility to maintain and operate the association. It is my opinion that the statutes override any limits in your documents. To be very clear as to the duties, responsibilities and financial actions in this question, have an attorney render an opinion. You elect the directors to manage the association and as such, they should have the statuary requirements to budget for the necessary expenses. This would mean that the board approves an adequate and accurate budget to meet necessary expenses. Proper budgets are not calculated by percentage increases but by expected reliable estimates of future expenses. The end figures should not be a result of adjusting to meet past year’s budgets or what the members want to pay. If the board does not prepare an adequate budget, they violate their fiduciary duty. There is no upper limit to an expense budget. However, if the expense budget (not including reserves) increases more than 115 percent, the members can petition to call a meeting and approve an alternate (substitute) budget. To approve an alternate budget, 51 percent of the members, not just a quorum, must approve the substitute budget. Sit back for a minute and ask do you really want to live in a community that does not have the funds to maintain itself?

Q. Can you explain what distinguishes a reserve account, a savings account and the assessment account? We have one saving account to pay the insurance and it is combined to draw the best interest. — B.S., Sebring

A. First understand that the budget is in three parts, the expense budget, the reserve budget and the income budget. The expense budget covers expected expenses for the year, the coming year. The reserve budget is to cover expenses in future years (mostly mandated by statute), and the income is the projected income to meet the expenses and reserves. While each budget must have separate accounting records, sometimes the warehousing of the funds can be in the same account to receive better income. The key is that the association must maintain good accounting records. If your board has established an insurance account, it is only because insurance payments are annual and they are trying to collect the necessary payments and gain interest during the time it is collected until it is paid.

Richard White is a licensed community association manager in Florida. Questions should be mailed to him at 6039 Cypress Gardens Blvd. #201, Winter Haven, Fl. 33884-4415; e-mail CAMquestion@cfl.rr.com. To be considered, questions and comments should include the author’s name and city. Questions should be about association operations, not legal matters.

• Zip off to Mexico for cruise filled with fun food
• Youth and old heads in quality field
• Youre Credit Report During a Divorce What to Avoid
• Your US Immigration Questions Answered
• Your responses best playgrounds
• Your News NABOR leadership class works to help Care Club of Collier County Participate Naples Daily News
• Your Home Business and Your Kids
• Your Guide To Cleaning Fireplaces
• Your Complete Attention is a Wonderful Gift to Your Kids
• Young And Perspective Less Landscaping Idea

Oviedo Councilman Steve Henken would like to pay residents up to $1,000 each to rip up their lawns and replace them with mulch Landscaping Design, rocks and plants that need very little moisture Landscaping Design. (more…)

• Zip off to Mexico for cruise filled with fun food
• Zero Interest Offers A Great Deal For Kubota Minis
• Youthbuild Gives Young Adults Constructive Future Landscaping Software
• Youth and old heads in quality field
• Youre Credit Report During a Divorce What to Avoid
• Your US Immigration Questions Answered
• Your Home Business and Your Kids
• Your Guide To Cleaning Fireplaces
• Your First Apartment
• Your Complete Attention is a Wonderful Gift to Your Kids